LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,007
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,470
−HK$1,485/mo
Today · 4.125%
HK$49,955
baseline
▲ 0.50% · 4.625%
HK$52,995
+HK$3,040/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,910/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,295
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,698
−HK$1,423/mo
Today · 4.125%
HK$55,121
baseline
▲ 0.50% · 4.625%
HK$58,026
+HK$2,905/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,242/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,409
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,164
−HK$1,782/mo
Today · 4.125%
HK$59,946
baseline
▲ 0.50% · 4.625%
HK$63,594
+HK$3,648/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,892/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,754
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,437
−HK$1,708/mo
Today · 4.125%
HK$66,145
baseline
▲ 0.50% · 4.625%
HK$69,631
+HK$3,486/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,290/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,810
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,857
−HK$2,080/mo
Today · 4.125%
HK$69,937
baseline
▲ 0.50% · 4.625%
HK$74,193
+HK$4,256/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,874/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,213
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,177
−HK$1,992/mo
Today · 4.125%
HK$77,169
baseline
▲ 0.50% · 4.625%
HK$81,237
+HK$4,068/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,338/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,613
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$87,245
−HK$2,674/mo
Today · 4.125%
HK$89,919
baseline
▲ 0.50% · 4.625%
HK$95,391
+HK$5,472/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,838/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,132
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$96,656
−HK$2,561/mo
Today · 4.125%
HK$99,217
baseline
▲ 0.50% · 4.625%
HK$104,447
+HK$5,230/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,434/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,497 · Scale 2, in force from 26 Feb 2026)