LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,009
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,471
−HK$1,485/mo
Today · 4.125%
HK$49,956
baseline
▲ 0.50% · 4.625%
HK$52,996
+HK$3,040/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,912/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,297
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,699
−HK$1,423/mo
Today · 4.125%
HK$55,122
baseline
▲ 0.50% · 4.625%
HK$58,028
+HK$2,906/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,244/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,410
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,165
−HK$1,783/mo
Today · 4.125%
HK$59,948
baseline
▲ 0.50% · 4.625%
HK$63,595
+HK$3,647/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,896/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,756
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,439
−HK$1,707/mo
Today · 4.125%
HK$66,146
baseline
▲ 0.50% · 4.625%
HK$69,633
+HK$3,487/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,292/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,812
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,859
−HK$2,080/mo
Today · 4.125%
HK$69,939
baseline
▲ 0.50% · 4.625%
HK$74,195
+HK$4,256/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,878/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,215
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,179
−HK$1,992/mo
Today · 4.125%
HK$77,171
baseline
▲ 0.50% · 4.625%
HK$81,239
+HK$4,068/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,342/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,615
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$87,247
−HK$2,675/mo
Today · 4.125%
HK$89,922
baseline
▲ 0.50% · 4.625%
HK$95,393
+HK$5,471/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,844/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,134
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$96,658
−HK$2,562/mo
Today · 4.125%
HK$99,220
baseline
▲ 0.50% · 4.625%
HK$104,450
+HK$5,230/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,440/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,548 · Scale 2, in force from 26 Feb 2026)