LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,009
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,471
−HK$1,486/mo
Today · 4.125%
HK$49,957
baseline
▲ 0.50% · 4.625%
HK$52,997
+HK$3,040/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,914/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,297
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,700
−HK$1,423/mo
Today · 4.125%
HK$55,123
baseline
▲ 0.50% · 4.625%
HK$58,028
+HK$2,905/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,246/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,411
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,166
−HK$1,782/mo
Today · 4.125%
HK$59,948
baseline
▲ 0.50% · 4.625%
HK$63,596
+HK$3,648/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,896/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,757
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,440
−HK$1,707/mo
Today · 4.125%
HK$66,147
baseline
▲ 0.50% · 4.625%
HK$69,634
+HK$3,487/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,294/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,813
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,860
−HK$2,080/mo
Today · 4.125%
HK$69,940
baseline
▲ 0.50% · 4.625%
HK$74,195
+HK$4,255/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,880/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,216
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,180
−HK$1,992/mo
Today · 4.125%
HK$77,172
baseline
▲ 0.50% · 4.625%
HK$81,239
+HK$4,067/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,344/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,616
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$87,248
−HK$2,675/mo
Today · 4.125%
HK$89,923
baseline
▲ 0.50% · 4.625%
HK$95,394
+HK$5,471/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,846/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,135
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$96,659
−HK$2,562/mo
Today · 4.125%
HK$99,221
baseline
▲ 0.50% · 4.625%
HK$104,451
+HK$5,230/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,442/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,570 · Scale 2, in force from 26 Feb 2026)