LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,011
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,474
−HK$1,485/mo
Today · 4.125%
HK$49,959
baseline
▲ 0.50% · 4.625%
HK$52,999
+HK$3,040/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,918/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,300
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,702
−HK$1,423/mo
Today · 4.125%
HK$55,125
baseline
▲ 0.50% · 4.625%
HK$58,031
+HK$2,906/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,250/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,414
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,168
−HK$1,783/mo
Today · 4.125%
HK$59,951
baseline
▲ 0.50% · 4.625%
HK$63,599
+HK$3,648/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,902/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,759
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,443
−HK$1,707/mo
Today · 4.125%
HK$66,150
baseline
▲ 0.50% · 4.625%
HK$69,637
+HK$3,487/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,300/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,816
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,863
−HK$2,080/mo
Today · 4.125%
HK$69,943
baseline
▲ 0.50% · 4.625%
HK$74,199
+HK$4,256/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$139,886/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,219
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,183
−HK$1,992/mo
Today · 4.125%
HK$77,175
baseline
▲ 0.50% · 4.625%
HK$81,243
+HK$4,068/mo
Deposit HK$6.18M · loan HK$14.43M · min. income ≈ HK$154,350/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,620
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$87,252
−HK$2,675/mo
Today · 4.125%
HK$89,927
baseline
▲ 0.50% · 4.625%
HK$95,399
+HK$5,472/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$179,854/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,139
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$96,664
−HK$2,561/mo
Today · 4.125%
HK$99,225
baseline
▲ 0.50% · 4.625%
HK$104,456
+HK$5,231/mo
Deposit HK$2.06M · loan HK$18.55M · min. income ≈ HK$198,450/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,665 · Scale 2, in force from 26 Feb 2026)