LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,013
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,476
−HK$1,486/mo
Today · 4.125%
HK$49,962
baseline
▲ 0.50% · 4.625%
HK$53,002
+HK$3,040/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,924/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,302
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,705
−HK$1,423/mo
Today · 4.125%
HK$55,128
baseline
▲ 0.50% · 4.625%
HK$58,034
+HK$2,906/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,256/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,416
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,171
−HK$1,783/mo
Today · 4.125%
HK$59,954
baseline
▲ 0.50% · 4.625%
HK$63,602
+HK$3,648/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,908/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,762
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,446
−HK$1,707/mo
Today · 4.125%
HK$66,153
baseline
▲ 0.50% · 4.625%
HK$69,640
+HK$3,487/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,306/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,819
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,866
−HK$2,080/mo
Today · 4.125%
HK$69,946
baseline
▲ 0.50% · 4.625%
HK$74,202
+HK$4,256/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$139,892/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,223
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,187
−HK$1,992/mo
Today · 4.125%
HK$77,179
baseline
▲ 0.50% · 4.625%
HK$81,247
+HK$4,068/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$154,358/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,624
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$87,256
−HK$2,675/mo
Today · 4.125%
HK$89,931
baseline
▲ 0.50% · 4.625%
HK$95,403
+HK$5,472/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,862/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,144
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$96,668
−HK$2,562/mo
Today · 4.125%
HK$99,230
baseline
▲ 0.50% · 4.625%
HK$104,460
+HK$5,230/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,460/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,760 · Scale 2, in force from 26 Feb 2026)