LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,015
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,477
−HK$1,486/mo
Today · 4.125%
HK$49,963
baseline
▲ 0.50% · 4.625%
HK$53,003
+HK$3,040/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,926/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,304
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,706
−HK$1,423/mo
Today · 4.125%
HK$55,129
baseline
▲ 0.50% · 4.625%
HK$58,035
+HK$2,906/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,258/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,418
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,173
−HK$1,783/mo
Today · 4.125%
HK$59,956
baseline
▲ 0.50% · 4.625%
HK$63,604
+HK$3,648/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,912/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,764
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,448
−HK$1,707/mo
Today · 4.125%
HK$66,155
baseline
▲ 0.50% · 4.625%
HK$69,642
+HK$3,487/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,310/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,821
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,868
−HK$2,080/mo
Today · 4.125%
HK$69,948
baseline
▲ 0.50% · 4.625%
HK$74,205
+HK$4,257/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$139,896/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,225
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,189
−HK$1,992/mo
Today · 4.125%
HK$77,181
baseline
▲ 0.50% · 4.625%
HK$81,250
+HK$4,069/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$154,362/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,627
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$87,259
−HK$2,675/mo
Today · 4.125%
HK$89,934
baseline
▲ 0.50% · 4.625%
HK$95,406
+HK$5,472/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,868/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,147
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$96,672
−HK$2,561/mo
Today · 4.125%
HK$99,233
baseline
▲ 0.50% · 4.625%
HK$104,464
+HK$5,231/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,466/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,827 · Scale 2, in force from 26 Feb 2026)