LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,017
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,479
−HK$1,486/mo
Today · 4.125%
HK$49,965
baseline
▲ 0.50% · 4.625%
HK$53,005
+HK$3,040/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,930/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,305
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,708
−HK$1,423/mo
Today · 4.125%
HK$55,131
baseline
▲ 0.50% · 4.625%
HK$58,037
+HK$2,906/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,262/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,420
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,175
−HK$1,783/mo
Today · 4.125%
HK$59,958
baseline
▲ 0.50% · 4.625%
HK$63,606
+HK$3,648/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,916/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,766
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,450
−HK$1,708/mo
Today · 4.125%
HK$66,158
baseline
▲ 0.50% · 4.625%
HK$69,645
+HK$3,487/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,316/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,823
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,871
−HK$2,080/mo
Today · 4.125%
HK$69,951
baseline
▲ 0.50% · 4.625%
HK$74,207
+HK$4,256/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$139,902/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,228
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,191
−HK$1,993/mo
Today · 4.125%
HK$77,184
baseline
▲ 0.50% · 4.625%
HK$81,252
+HK$4,068/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$154,368/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,630
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$87,262
−HK$2,675/mo
Today · 4.125%
HK$89,937
baseline
▲ 0.50% · 4.625%
HK$95,409
+HK$5,472/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,874/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,150
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$96,675
−HK$2,561/mo
Today · 4.125%
HK$99,236
baseline
▲ 0.50% · 4.625%
HK$104,467
+HK$5,231/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,472/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,896 · Scale 2, in force from 26 Feb 2026)