LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,017
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,480
−HK$1,485/mo
Today · 4.125%
HK$49,965
baseline
▲ 0.50% · 4.625%
HK$53,006
+HK$3,041/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,930/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,306
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,709
−HK$1,423/mo
Today · 4.125%
HK$55,132
baseline
▲ 0.50% · 4.625%
HK$58,038
+HK$2,906/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,264/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$811,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,420
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,175
−HK$1,784/mo
Today · 4.125%
HK$59,959
baseline
▲ 0.50% · 4.625%
HK$63,607
+HK$3,648/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,918/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,767
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,451
−HK$1,707/mo
Today · 4.125%
HK$66,158
baseline
▲ 0.50% · 4.625%
HK$69,646
+HK$3,488/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,316/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$811,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,824
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,871
−HK$2,081/mo
Today · 4.125%
HK$69,952
baseline
▲ 0.50% · 4.625%
HK$74,208
+HK$4,256/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$139,904/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,228
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,192
−HK$1,993/mo
Today · 4.125%
HK$77,185
baseline
▲ 0.50% · 4.625%
HK$81,253
+HK$4,068/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$154,370/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$811,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,631
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$87,263
−HK$2,675/mo
Today · 4.125%
HK$89,938
baseline
▲ 0.50% · 4.625%
HK$95,410
+HK$5,472/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,876/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,151
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$96,676
−HK$2,561/mo
Today · 4.125%
HK$99,237
baseline
▲ 0.50% · 4.625%
HK$104,468
+HK$5,231/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,474/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$811,920 · Scale 2, in force from 26 Feb 2026)