LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,019
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,482
−HK$1,486/mo
Today · 4.125%
HK$49,968
baseline
▲ 0.50% · 4.625%
HK$53,008
+HK$3,040/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,936/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,308
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,711
−HK$1,423/mo
Today · 4.125%
HK$55,134
baseline
▲ 0.50% · 4.625%
HK$58,041
+HK$2,907/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,268/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,423
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,178
−HK$1,783/mo
Today · 4.125%
HK$59,961
baseline
▲ 0.50% · 4.625%
HK$63,610
+HK$3,649/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,922/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,770
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,454
−HK$1,707/mo
Today · 4.125%
HK$66,161
baseline
▲ 0.50% · 4.625%
HK$69,649
+HK$3,488/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,322/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,827
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,874
−HK$2,081/mo
Today · 4.125%
HK$69,955
baseline
▲ 0.50% · 4.625%
HK$74,211
+HK$4,256/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$139,910/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,232
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,196
−HK$1,992/mo
Today · 4.125%
HK$77,188
baseline
▲ 0.50% · 4.625%
HK$81,257
+HK$4,069/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$154,376/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,635
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$87,267
−HK$2,675/mo
Today · 4.125%
HK$89,942
baseline
▲ 0.50% · 4.625%
HK$95,415
+HK$5,473/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,884/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,155
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$96,680
−HK$2,562/mo
Today · 4.125%
HK$99,242
baseline
▲ 0.50% · 4.625%
HK$104,473
+HK$5,231/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,484/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,014 · Scale 2, in force from 26 Feb 2026)