LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,020
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,483
−HK$1,486/mo
Today · 4.125%
HK$49,969
baseline
▲ 0.50% · 4.625%
HK$53,009
+HK$3,040/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,938/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,309
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,712
−HK$1,424/mo
Today · 4.125%
HK$55,136
baseline
▲ 0.50% · 4.625%
HK$58,042
+HK$2,906/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,272/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,424
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,179
−HK$1,783/mo
Today · 4.125%
HK$59,962
baseline
▲ 0.50% · 4.625%
HK$63,611
+HK$3,649/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,924/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,771
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,455
−HK$1,708/mo
Today · 4.125%
HK$66,163
baseline
▲ 0.50% · 4.625%
HK$69,650
+HK$3,487/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,326/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,828
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,876
−HK$2,080/mo
Today · 4.125%
HK$69,956
baseline
▲ 0.50% · 4.625%
HK$74,213
+HK$4,257/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$139,912/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,233
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,197
−HK$1,993/mo
Today · 4.125%
HK$77,190
baseline
▲ 0.50% · 4.625%
HK$81,259
+HK$4,069/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$154,380/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,636
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$87,269
−HK$2,675/mo
Today · 4.125%
HK$89,944
baseline
▲ 0.50% · 4.625%
HK$95,417
+HK$5,473/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,888/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,157
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$96,682
−HK$2,562/mo
Today · 4.125%
HK$99,244
baseline
▲ 0.50% · 4.625%
HK$104,475
+HK$5,231/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,488/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,055 · Scale 2, in force from 26 Feb 2026)