LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,021
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,483
−HK$1,486/mo
Today · 4.125%
HK$49,969
baseline
▲ 0.50% · 4.625%
HK$53,010
+HK$3,041/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,938/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,310
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,713
−HK$1,423/mo
Today · 4.125%
HK$55,136
baseline
▲ 0.50% · 4.625%
HK$58,043
+HK$2,907/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,272/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,425
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,180
−HK$1,783/mo
Today · 4.125%
HK$59,963
baseline
▲ 0.50% · 4.625%
HK$63,612
+HK$3,649/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,926/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,772
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,456
−HK$1,708/mo
Today · 4.125%
HK$66,164
baseline
▲ 0.50% · 4.625%
HK$69,651
+HK$3,487/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,328/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,829
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,877
−HK$2,080/mo
Today · 4.125%
HK$69,957
baseline
▲ 0.50% · 4.625%
HK$74,214
+HK$4,257/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$139,914/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,234
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,198
−HK$1,993/mo
Today · 4.125%
HK$77,191
baseline
▲ 0.50% · 4.625%
HK$81,260
+HK$4,069/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$154,382/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,637
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$87,270
−HK$2,675/mo
Today · 4.125%
HK$89,945
baseline
▲ 0.50% · 4.625%
HK$95,418
+HK$5,473/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,890/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,158
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$96,684
−HK$2,561/mo
Today · 4.125%
HK$99,245
baseline
▲ 0.50% · 4.625%
HK$104,477
+HK$5,232/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,490/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,085 · Scale 2, in force from 26 Feb 2026)