LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,022
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,484
−HK$1,486/mo
Today · 4.125%
HK$49,970
baseline
▲ 0.50% · 4.625%
HK$53,011
+HK$3,041/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,940/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,311
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,714
−HK$1,423/mo
Today · 4.125%
HK$55,137
baseline
▲ 0.50% · 4.625%
HK$58,044
+HK$2,907/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,274/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,426
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,181
−HK$1,784/mo
Today · 4.125%
HK$59,965
baseline
▲ 0.50% · 4.625%
HK$63,613
+HK$3,648/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,930/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,773
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,457
−HK$1,708/mo
Today · 4.125%
HK$66,165
baseline
▲ 0.50% · 4.625%
HK$69,653
+HK$3,488/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,330/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,830
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,878
−HK$2,081/mo
Today · 4.125%
HK$69,959
baseline
▲ 0.50% · 4.625%
HK$74,215
+HK$4,256/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$139,918/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,236
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,200
−HK$1,992/mo
Today · 4.125%
HK$77,192
baseline
▲ 0.50% · 4.625%
HK$81,261
+HK$4,069/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$154,384/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,639
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$87,272
−HK$2,675/mo
Today · 4.125%
HK$89,947
baseline
▲ 0.50% · 4.625%
HK$95,420
+HK$5,473/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,894/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,160
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$96,686
−HK$2,561/mo
Today · 4.125%
HK$99,247
baseline
▲ 0.50% · 4.625%
HK$104,479
+HK$5,232/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,494/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,126 · Scale 2, in force from 26 Feb 2026)