LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,022
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,485
−HK$1,486/mo
Today · 4.125%
HK$49,971
baseline
▲ 0.50% · 4.625%
HK$53,011
+HK$3,040/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,942/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,311
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,714
−HK$1,424/mo
Today · 4.125%
HK$55,138
baseline
▲ 0.50% · 4.625%
HK$58,044
+HK$2,906/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,276/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,426
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,181
−HK$1,784/mo
Today · 4.125%
HK$59,965
baseline
▲ 0.50% · 4.625%
HK$63,613
+HK$3,648/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,930/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,774
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,457
−HK$1,708/mo
Today · 4.125%
HK$66,165
baseline
▲ 0.50% · 4.625%
HK$69,653
+HK$3,488/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,330/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,831
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,878
−HK$2,081/mo
Today · 4.125%
HK$69,959
baseline
▲ 0.50% · 4.625%
HK$74,216
+HK$4,257/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$139,918/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,236
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,200
−HK$1,993/mo
Today · 4.125%
HK$77,193
baseline
▲ 0.50% · 4.625%
HK$81,262
+HK$4,069/mo
Deposit HK$6.19M · loan HK$14.43M · min. income ≈ HK$154,386/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,639
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$87,272
−HK$2,675/mo
Today · 4.125%
HK$89,947
baseline
▲ 0.50% · 4.625%
HK$95,420
+HK$5,473/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,894/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,160
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,686
−HK$2,562/mo
Today · 4.125%
HK$99,248
baseline
▲ 0.50% · 4.625%
HK$104,479
+HK$5,231/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,496/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,131 · Scale 2, in force from 26 Feb 2026)