LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,024
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,487
−HK$1,486/mo
Today · 4.125%
HK$49,973
baseline
▲ 0.50% · 4.625%
HK$53,013
+HK$3,040/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,946/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,314
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,717
−HK$1,423/mo
Today · 4.125%
HK$55,140
baseline
▲ 0.50% · 4.625%
HK$58,046
+HK$2,906/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,280/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,429
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,184
−HK$1,783/mo
Today · 4.125%
HK$59,967
baseline
▲ 0.50% · 4.625%
HK$63,616
+HK$3,649/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,934/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,776
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,460
−HK$1,708/mo
Today · 4.125%
HK$66,168
baseline
▲ 0.50% · 4.625%
HK$69,656
+HK$3,488/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,336/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,833
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,881
−HK$2,081/mo
Today · 4.125%
HK$69,962
baseline
▲ 0.50% · 4.625%
HK$74,219
+HK$4,257/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,924/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,239
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,203
−HK$1,993/mo
Today · 4.125%
HK$77,196
baseline
▲ 0.50% · 4.625%
HK$81,265
+HK$4,069/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,392/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,643
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$87,276
−HK$2,675/mo
Today · 4.125%
HK$89,951
baseline
▲ 0.50% · 4.625%
HK$95,424
+HK$5,473/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,902/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,164
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,690
−HK$2,562/mo
Today · 4.125%
HK$99,252
baseline
▲ 0.50% · 4.625%
HK$104,484
+HK$5,232/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,504/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,220 · Scale 2, in force from 26 Feb 2026)