LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,027
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,490
−HK$1,486/mo
Today · 4.125%
HK$49,976
baseline
▲ 0.50% · 4.625%
HK$53,017
+HK$3,041/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,952/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,317
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,720
−HK$1,423/mo
Today · 4.125%
HK$55,143
baseline
▲ 0.50% · 4.625%
HK$58,050
+HK$2,907/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,286/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,432
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,187
−HK$1,784/mo
Today · 4.125%
HK$59,971
baseline
▲ 0.50% · 4.625%
HK$63,620
+HK$3,649/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,942/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,780
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,464
−HK$1,708/mo
Today · 4.125%
HK$66,172
baseline
▲ 0.50% · 4.625%
HK$69,660
+HK$3,488/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,344/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,837
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,885
−HK$2,081/mo
Today · 4.125%
HK$69,966
baseline
▲ 0.50% · 4.625%
HK$74,223
+HK$4,257/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,932/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,243
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,208
−HK$1,993/mo
Today · 4.125%
HK$77,201
baseline
▲ 0.50% · 4.625%
HK$81,270
+HK$4,069/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,402/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,648
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$87,281
−HK$2,675/mo
Today · 4.125%
HK$89,956
baseline
▲ 0.50% · 4.625%
HK$95,430
+HK$5,474/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,912/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,170
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,696
−HK$2,562/mo
Today · 4.125%
HK$99,258
baseline
▲ 0.50% · 4.625%
HK$104,490
+HK$5,232/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,516/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,344 · Scale 2, in force from 26 Feb 2026)