LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,027
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,490
−HK$1,486/mo
Today · 4.125%
HK$49,976
baseline
▲ 0.50% · 4.625%
HK$53,017
+HK$3,041/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,952/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,317
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,720
−HK$1,424/mo
Today · 4.125%
HK$55,144
baseline
▲ 0.50% · 4.625%
HK$58,050
+HK$2,906/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,288/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,432
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,188
−HK$1,783/mo
Today · 4.125%
HK$59,971
baseline
▲ 0.50% · 4.625%
HK$63,620
+HK$3,649/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,942/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,781
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,464
−HK$1,708/mo
Today · 4.125%
HK$66,172
baseline
▲ 0.50% · 4.625%
HK$69,660
+HK$3,488/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,344/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,838
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,886
−HK$2,080/mo
Today · 4.125%
HK$69,966
baseline
▲ 0.50% · 4.625%
HK$74,224
+HK$4,258/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,932/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,244
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,208
−HK$1,993/mo
Today · 4.125%
HK$77,201
baseline
▲ 0.50% · 4.625%
HK$81,270
+HK$4,069/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,402/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,649
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$87,282
−HK$2,675/mo
Today · 4.125%
HK$89,957
baseline
▲ 0.50% · 4.625%
HK$95,431
+HK$5,474/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,914/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,171
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,696
−HK$2,563/mo
Today · 4.125%
HK$99,259
baseline
▲ 0.50% · 4.625%
HK$104,491
+HK$5,232/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,518/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,358 · Scale 2, in force from 26 Feb 2026)