LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,028
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,490
−HK$1,487/mo
Today · 4.125%
HK$49,977
baseline
▲ 0.50% · 4.625%
HK$53,018
+HK$3,041/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,954/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,318
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,721
−HK$1,423/mo
Today · 4.125%
HK$55,144
baseline
▲ 0.50% · 4.625%
HK$58,051
+HK$2,907/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,288/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,433
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,189
−HK$1,783/mo
Today · 4.125%
HK$59,972
baseline
▲ 0.50% · 4.625%
HK$63,621
+HK$3,649/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,944/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,781
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,465
−HK$1,708/mo
Today · 4.125%
HK$66,173
baseline
▲ 0.50% · 4.625%
HK$69,661
+HK$3,488/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,346/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,839
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,887
−HK$2,080/mo
Today · 4.125%
HK$69,967
baseline
▲ 0.50% · 4.625%
HK$74,225
+HK$4,258/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,934/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,245
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,209
−HK$1,993/mo
Today · 4.125%
HK$77,202
baseline
▲ 0.50% · 4.625%
HK$81,272
+HK$4,070/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,404/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,650
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$87,283
−HK$2,675/mo
Today · 4.125%
HK$89,958
baseline
▲ 0.50% · 4.625%
HK$95,432
+HK$5,474/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,916/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,172
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,698
−HK$2,562/mo
Today · 4.125%
HK$99,260
baseline
▲ 0.50% · 4.625%
HK$104,492
+HK$5,232/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,520/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,385 · Scale 2, in force from 26 Feb 2026)