LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,028
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,491
−HK$1,486/mo
Today · 4.125%
HK$49,977
baseline
▲ 0.50% · 4.625%
HK$53,018
+HK$3,041/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,954/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,318
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,721
−HK$1,424/mo
Today · 4.125%
HK$55,145
baseline
▲ 0.50% · 4.625%
HK$58,052
+HK$2,907/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,290/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,434
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,189
−HK$1,784/mo
Today · 4.125%
HK$59,973
baseline
▲ 0.50% · 4.625%
HK$63,622
+HK$3,649/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,946/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,782
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,466
−HK$1,708/mo
Today · 4.125%
HK$66,174
baseline
▲ 0.50% · 4.625%
HK$69,662
+HK$3,488/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,348/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,839
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,887
−HK$2,081/mo
Today · 4.125%
HK$69,968
baseline
▲ 0.50% · 4.625%
HK$74,225
+HK$4,257/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,936/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,246
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,210
−HK$1,993/mo
Today · 4.125%
HK$77,203
baseline
▲ 0.50% · 4.625%
HK$81,272
+HK$4,069/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,406/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,651
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$87,284
−HK$2,675/mo
Today · 4.125%
HK$89,959
baseline
▲ 0.50% · 4.625%
HK$95,433
+HK$5,474/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,918/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,173
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,699
−HK$2,562/mo
Today · 4.125%
HK$99,261
baseline
▲ 0.50% · 4.625%
HK$104,493
+HK$5,232/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,522/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,405 · Scale 2, in force from 26 Feb 2026)