LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,030
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,492
−HK$1,487/mo
Today · 4.125%
HK$49,979
baseline
▲ 0.50% · 4.625%
HK$53,020
+HK$3,041/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,958/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,320
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,723
−HK$1,424/mo
Today · 4.125%
HK$55,147
baseline
▲ 0.50% · 4.625%
HK$58,053
+HK$2,906/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,294/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$812,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,435
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,191
−HK$1,783/mo
Today · 4.125%
HK$59,974
baseline
▲ 0.50% · 4.625%
HK$63,624
+HK$3,650/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$119,948/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,784
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,468
−HK$1,708/mo
Today · 4.125%
HK$66,176
baseline
▲ 0.50% · 4.625%
HK$69,664
+HK$3,488/mo
Deposit HK$8.25M · loan HK$12.37M · min. income ≈ HK$132,352/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,841
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,889
−HK$2,081/mo
Today · 4.125%
HK$69,970
baseline
▲ 0.50% · 4.625%
HK$74,228
+HK$4,258/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,940/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,248
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,212
−HK$1,993/mo
Today · 4.125%
HK$77,205
baseline
▲ 0.50% · 4.625%
HK$81,275
+HK$4,070/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,410/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,653
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$87,286
−HK$2,676/mo
Today · 4.125%
HK$89,962
baseline
▲ 0.50% · 4.625%
HK$95,436
+HK$5,474/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,924/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,176
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,702
−HK$2,562/mo
Today · 4.125%
HK$99,264
baseline
▲ 0.50% · 4.625%
HK$104,496
+HK$5,232/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,528/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$812,467 · Scale 2, in force from 26 Feb 2026)