LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,031
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,494
−HK$1,486/mo
Today · 4.125%
HK$49,980
baseline
▲ 0.50% · 4.625%
HK$53,022
+HK$3,042/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,960/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,322
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,725
−HK$1,423/mo
Today · 4.125%
HK$55,148
baseline
▲ 0.50% · 4.625%
HK$58,055
+HK$2,907/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,296/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,437
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,193
−HK$1,783/mo
Today · 4.125%
HK$59,976
baseline
▲ 0.50% · 4.625%
HK$63,626
+HK$3,650/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,952/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,786
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,470
−HK$1,708/mo
Today · 4.125%
HK$66,178
baseline
▲ 0.50% · 4.625%
HK$69,666
+HK$3,488/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,356/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,843
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,892
−HK$2,080/mo
Today · 4.125%
HK$69,972
baseline
▲ 0.50% · 4.625%
HK$74,230
+HK$4,258/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,944/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,250
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,215
−HK$1,993/mo
Today · 4.125%
HK$77,208
baseline
▲ 0.50% · 4.625%
HK$81,277
+HK$4,069/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,416/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,656
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$87,289
−HK$2,676/mo
Today · 4.125%
HK$89,965
baseline
▲ 0.50% · 4.625%
HK$95,439
+HK$5,474/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,930/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,179
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,705
−HK$2,562/mo
Today · 4.125%
HK$99,267
baseline
▲ 0.50% · 4.625%
HK$104,500
+HK$5,233/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,534/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,534 · Scale 2, in force from 26 Feb 2026)