LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,031
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,494
−HK$1,487/mo
Today · 4.125%
HK$49,981
baseline
▲ 0.50% · 4.625%
HK$53,022
+HK$3,041/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,962/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,322
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,725
−HK$1,424/mo
Today · 4.125%
HK$55,149
baseline
▲ 0.50% · 4.625%
HK$58,056
+HK$2,907/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,298/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,437
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,193
−HK$1,784/mo
Today · 4.125%
HK$59,977
baseline
▲ 0.50% · 4.625%
HK$63,626
+HK$3,649/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,954/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,786
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,470
−HK$1,708/mo
Today · 4.125%
HK$66,178
baseline
▲ 0.50% · 4.625%
HK$69,667
+HK$3,489/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,356/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,844
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,892
−HK$2,081/mo
Today · 4.125%
HK$69,973
baseline
▲ 0.50% · 4.625%
HK$74,230
+HK$4,257/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,946/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,251
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,215
−HK$1,993/mo
Today · 4.125%
HK$77,208
baseline
▲ 0.50% · 4.625%
HK$81,278
+HK$4,070/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,416/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,656
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$87,290
−HK$2,675/mo
Today · 4.125%
HK$89,965
baseline
▲ 0.50% · 4.625%
HK$95,439
+HK$5,474/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,930/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,179
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,705
−HK$2,562/mo
Today · 4.125%
HK$99,267
baseline
▲ 0.50% · 4.625%
HK$104,500
+HK$5,233/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,534/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,542 · Scale 2, in force from 26 Feb 2026)