LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,032
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,495
−HK$1,486/mo
Today · 4.125%
HK$49,981
baseline
▲ 0.50% · 4.625%
HK$53,023
+HK$3,042/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,962/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,323
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,726
−HK$1,424/mo
Today · 4.125%
HK$55,150
baseline
▲ 0.50% · 4.625%
HK$58,057
+HK$2,907/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,300/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,439
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,194
−HK$1,784/mo
Today · 4.125%
HK$59,978
baseline
▲ 0.50% · 4.625%
HK$63,627
+HK$3,649/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,956/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,787
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,471
−HK$1,709/mo
Today · 4.125%
HK$66,180
baseline
▲ 0.50% · 4.625%
HK$69,668
+HK$3,488/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,360/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,845
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,893
−HK$2,081/mo
Today · 4.125%
HK$69,974
baseline
▲ 0.50% · 4.625%
HK$74,232
+HK$4,258/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,948/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,252
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,217
−HK$1,993/mo
Today · 4.125%
HK$77,210
baseline
▲ 0.50% · 4.625%
HK$81,279
+HK$4,069/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,420/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,658
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$87,291
−HK$2,676/mo
Today · 4.125%
HK$89,967
baseline
▲ 0.50% · 4.625%
HK$95,441
+HK$5,474/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,934/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,181
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,707
−HK$2,562/mo
Today · 4.125%
HK$99,269
baseline
▲ 0.50% · 4.625%
HK$104,502
+HK$5,233/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,538/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,583 · Scale 2, in force from 26 Feb 2026)