LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,033
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,496
−HK$1,486/mo
Today · 4.125%
HK$49,982
baseline
▲ 0.50% · 4.625%
HK$53,023
+HK$3,041/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,964/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,323
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,727
−HK$1,423/mo
Today · 4.125%
HK$55,150
baseline
▲ 0.50% · 4.625%
HK$58,057
+HK$2,907/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,300/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,439
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,195
−HK$1,784/mo
Today · 4.125%
HK$59,979
baseline
▲ 0.50% · 4.625%
HK$63,628
+HK$3,649/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,958/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,788
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,472
−HK$1,708/mo
Today · 4.125%
HK$66,180
baseline
▲ 0.50% · 4.625%
HK$69,669
+HK$3,489/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,360/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,846
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,894
−HK$2,081/mo
Today · 4.125%
HK$69,975
baseline
▲ 0.50% · 4.625%
HK$74,233
+HK$4,258/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,950/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,253
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,217
−HK$1,993/mo
Today · 4.125%
HK$77,210
baseline
▲ 0.50% · 4.625%
HK$81,280
+HK$4,070/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,420/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,659
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$87,292
−HK$2,676/mo
Today · 4.125%
HK$89,968
baseline
▲ 0.50% · 4.625%
HK$95,442
+HK$5,474/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,936/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,182
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$96,708
−HK$2,563/mo
Today · 4.125%
HK$99,271
baseline
▲ 0.50% · 4.625%
HK$104,503
+HK$5,232/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,542/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,608 · Scale 2, in force from 26 Feb 2026)