LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,033
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,496
−HK$1,486/mo
Today · 4.125%
HK$49,982
baseline
▲ 0.50% · 4.625%
HK$53,024
+HK$3,042/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,964/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,324
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,727
−HK$1,424/mo
Today · 4.125%
HK$55,151
baseline
▲ 0.50% · 4.625%
HK$58,058
+HK$2,907/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,302/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,440
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,195
−HK$1,784/mo
Today · 4.125%
HK$59,979
baseline
▲ 0.50% · 4.625%
HK$63,629
+HK$3,650/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,958/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,789
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,473
−HK$1,708/mo
Today · 4.125%
HK$66,181
baseline
▲ 0.50% · 4.625%
HK$69,669
+HK$3,488/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,362/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,846
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,894
−HK$2,081/mo
Today · 4.125%
HK$69,975
baseline
▲ 0.50% · 4.625%
HK$74,233
+HK$4,258/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,950/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,253
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,218
−HK$1,993/mo
Today · 4.125%
HK$77,211
baseline
▲ 0.50% · 4.625%
HK$81,281
+HK$4,070/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,422/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,660
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$87,293
−HK$2,675/mo
Today · 4.125%
HK$89,968
baseline
▲ 0.50% · 4.625%
HK$95,443
+HK$5,475/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,936/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,183
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,709
−HK$2,562/mo
Today · 4.125%
HK$99,271
baseline
▲ 0.50% · 4.625%
HK$104,504
+HK$5,233/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,542/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,622 · Scale 2, in force from 26 Feb 2026)