LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,035
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,498
−HK$1,487/mo
Today · 4.125%
HK$49,985
baseline
▲ 0.50% · 4.625%
HK$53,026
+HK$3,041/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,970/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,326
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,729
−HK$1,424/mo
Today · 4.125%
HK$55,153
baseline
▲ 0.50% · 4.625%
HK$58,060
+HK$2,907/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,306/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,442
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,198
−HK$1,784/mo
Today · 4.125%
HK$59,982
baseline
▲ 0.50% · 4.625%
HK$63,631
+HK$3,649/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,964/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,791
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,475
−HK$1,709/mo
Today · 4.125%
HK$66,184
baseline
▲ 0.50% · 4.625%
HK$69,672
+HK$3,488/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,368/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,849
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,897
−HK$2,082/mo
Today · 4.125%
HK$69,979
baseline
▲ 0.50% · 4.625%
HK$74,237
+HK$4,258/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,958/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,257
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,221
−HK$1,993/mo
Today · 4.125%
HK$77,214
baseline
▲ 0.50% · 4.625%
HK$81,284
+HK$4,070/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,428/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,663
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$87,297
−HK$2,675/mo
Today · 4.125%
HK$89,972
baseline
▲ 0.50% · 4.625%
HK$95,447
+HK$5,475/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,944/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,187
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$96,713
−HK$2,563/mo
Today · 4.125%
HK$99,276
baseline
▲ 0.50% · 4.625%
HK$104,509
+HK$5,233/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,552/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,714 · Scale 2, in force from 26 Feb 2026)