LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,036
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,499
−HK$1,487/mo
Today · 4.125%
HK$49,986
baseline
▲ 0.50% · 4.625%
HK$53,027
+HK$3,041/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,972/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,327
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,730
−HK$1,424/mo
Today · 4.125%
HK$55,154
baseline
▲ 0.50% · 4.625%
HK$58,061
+HK$2,907/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,308/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,443
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,199
−HK$1,784/mo
Today · 4.125%
HK$59,983
baseline
▲ 0.50% · 4.625%
HK$63,632
+HK$3,649/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,966/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,792
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,476
−HK$1,709/mo
Today · 4.125%
HK$66,185
baseline
▲ 0.50% · 4.625%
HK$69,674
+HK$3,489/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,370/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,850
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,899
−HK$2,081/mo
Today · 4.125%
HK$69,980
baseline
▲ 0.50% · 4.625%
HK$74,238
+HK$4,258/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,960/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,258
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,223
−HK$1,993/mo
Today · 4.125%
HK$77,216
baseline
▲ 0.50% · 4.625%
HK$81,286
+HK$4,070/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,432/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,665
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$87,298
−HK$2,676/mo
Today · 4.125%
HK$89,974
baseline
▲ 0.50% · 4.625%
HK$95,449
+HK$5,475/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$179,948/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,189
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$96,715
−HK$2,562/mo
Today · 4.125%
HK$99,277
baseline
▲ 0.50% · 4.625%
HK$104,510
+HK$5,233/mo
Deposit HK$2.06M · loan HK$18.56M · min. income ≈ HK$198,554/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,749 · Scale 2, in force from 26 Feb 2026)