LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,037
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,501
−HK$1,486/mo
Today · 4.125%
HK$49,987
baseline
▲ 0.50% · 4.625%
HK$53,029
+HK$3,042/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,974/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,329
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,732
−HK$1,424/mo
Today · 4.125%
HK$55,156
baseline
▲ 0.50% · 4.625%
HK$58,063
+HK$2,907/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,312/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,445
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,201
−HK$1,784/mo
Today · 4.125%
HK$59,985
baseline
▲ 0.50% · 4.625%
HK$63,634
+HK$3,649/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,970/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,794
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,479
−HK$1,708/mo
Today · 4.125%
HK$66,187
baseline
▲ 0.50% · 4.625%
HK$69,676
+HK$3,489/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,374/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,852
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,901
−HK$2,081/mo
Today · 4.125%
HK$69,982
baseline
▲ 0.50% · 4.625%
HK$74,240
+HK$4,258/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,964/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,260
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,225
−HK$1,993/mo
Today · 4.125%
HK$77,218
baseline
▲ 0.50% · 4.625%
HK$81,288
+HK$4,070/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,436/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,667
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$87,301
−HK$2,676/mo
Today · 4.125%
HK$89,977
baseline
▲ 0.50% · 4.625%
HK$95,452
+HK$5,475/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$179,954/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,192
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$96,718
−HK$2,563/mo
Today · 4.125%
HK$99,281
baseline
▲ 0.50% · 4.625%
HK$104,514
+HK$5,233/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,562/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,814 · Scale 2, in force from 26 Feb 2026)