LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,039
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,502
−HK$1,487/mo
Today · 4.125%
HK$49,989
baseline
▲ 0.50% · 4.625%
HK$53,030
+HK$3,041/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,978/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,330
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,734
−HK$1,423/mo
Today · 4.125%
HK$55,157
baseline
▲ 0.50% · 4.625%
HK$58,065
+HK$2,908/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,314/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,447
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,202
−HK$1,784/mo
Today · 4.125%
HK$59,986
baseline
▲ 0.50% · 4.625%
HK$63,636
+HK$3,650/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,972/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,796
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,480
−HK$1,709/mo
Today · 4.125%
HK$66,189
baseline
▲ 0.50% · 4.625%
HK$69,678
+HK$3,489/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,378/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,854
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,903
−HK$2,081/mo
Today · 4.125%
HK$69,984
baseline
▲ 0.50% · 4.625%
HK$74,242
+HK$4,258/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,968/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,262
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,227
−HK$1,993/mo
Today · 4.125%
HK$77,220
baseline
▲ 0.50% · 4.625%
HK$81,291
+HK$4,071/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,440/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,670
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$87,304
−HK$2,675/mo
Today · 4.125%
HK$89,979
baseline
▲ 0.50% · 4.625%
HK$95,454
+HK$5,475/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$179,958/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,194
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$96,721
−HK$2,562/mo
Today · 4.125%
HK$99,283
baseline
▲ 0.50% · 4.625%
HK$104,517
+HK$5,234/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,566/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,874 · Scale 2, in force from 26 Feb 2026)