LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,039
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,503
−HK$1,486/mo
Today · 4.125%
HK$49,989
baseline
▲ 0.50% · 4.625%
HK$53,031
+HK$3,042/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,978/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,331
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,734
−HK$1,424/mo
Today · 4.125%
HK$55,158
baseline
▲ 0.50% · 4.625%
HK$58,066
+HK$2,908/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,316/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,447
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,203
−HK$1,784/mo
Today · 4.125%
HK$59,987
baseline
▲ 0.50% · 4.625%
HK$63,637
+HK$3,650/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,974/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,797
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,481
−HK$1,709/mo
Today · 4.125%
HK$66,190
baseline
▲ 0.50% · 4.625%
HK$69,679
+HK$3,489/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,380/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,855
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,904
−HK$2,081/mo
Today · 4.125%
HK$69,985
baseline
▲ 0.50% · 4.625%
HK$74,243
+HK$4,258/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,970/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,263
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,228
−HK$1,993/mo
Today · 4.125%
HK$77,221
baseline
▲ 0.50% · 4.625%
HK$81,292
+HK$4,071/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,442/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,671
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$87,305
−HK$2,675/mo
Today · 4.125%
HK$89,980
baseline
▲ 0.50% · 4.625%
HK$95,455
+HK$5,475/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$179,960/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,195
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,722
−HK$2,563/mo
Today · 4.125%
HK$99,285
baseline
▲ 0.50% · 4.625%
HK$104,518
+HK$5,233/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,570/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,897 · Scale 2, in force from 26 Feb 2026)