LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,040
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,504
−HK$1,486/mo
Today · 4.125%
HK$49,990
baseline
▲ 0.50% · 4.625%
HK$53,032
+HK$3,042/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,980/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,332
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,736
−HK$1,423/mo
Today · 4.125%
HK$55,159
baseline
▲ 0.50% · 4.625%
HK$58,067
+HK$2,908/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,318/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,449
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,204
−HK$1,784/mo
Today · 4.125%
HK$59,988
baseline
▲ 0.50% · 4.625%
HK$63,639
+HK$3,651/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,976/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,798
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,483
−HK$1,708/mo
Today · 4.125%
HK$66,191
baseline
▲ 0.50% · 4.625%
HK$69,680
+HK$3,489/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,382/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,857
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,905
−HK$2,081/mo
Today · 4.125%
HK$69,986
baseline
▲ 0.50% · 4.625%
HK$74,245
+HK$4,259/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,972/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,265
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,230
−HK$1,993/mo
Today · 4.125%
HK$77,223
baseline
▲ 0.50% · 4.625%
HK$81,294
+HK$4,071/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,446/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,673
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$87,307
−HK$2,676/mo
Today · 4.125%
HK$89,983
baseline
▲ 0.50% · 4.625%
HK$95,458
+HK$5,475/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$179,966/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,198
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$96,724
−HK$2,563/mo
Today · 4.125%
HK$99,287
baseline
▲ 0.50% · 4.625%
HK$104,520
+HK$5,233/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,574/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,947 · Scale 2, in force from 26 Feb 2026)