LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,041
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,505
−HK$1,486/mo
Today · 4.125%
HK$49,991
baseline
▲ 0.50% · 4.625%
HK$53,033
+HK$3,042/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$99,982/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,333
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,737
−HK$1,423/mo
Today · 4.125%
HK$55,160
baseline
▲ 0.50% · 4.625%
HK$58,068
+HK$2,908/mo
Deposit HK$10.31M · loan HK$10.31M · min. income ≈ HK$110,320/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$812,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,450
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,206
−HK$1,784/mo
Today · 4.125%
HK$59,990
baseline
▲ 0.50% · 4.625%
HK$63,640
+HK$3,650/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,980/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,800
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,484
−HK$1,709/mo
Today · 4.125%
HK$66,193
baseline
▲ 0.50% · 4.625%
HK$69,682
+HK$3,489/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,386/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$812,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,858
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,906
−HK$2,082/mo
Today · 4.125%
HK$69,988
baseline
▲ 0.50% · 4.625%
HK$74,246
+HK$4,258/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,976/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,266
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,231
−HK$1,994/mo
Today · 4.125%
HK$77,225
baseline
▲ 0.50% · 4.625%
HK$81,295
+HK$4,070/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,450/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$812,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,674
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$87,308
−HK$2,676/mo
Today · 4.125%
HK$89,984
baseline
▲ 0.50% · 4.625%
HK$95,460
+HK$5,476/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$179,968/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,199
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,726
−HK$2,563/mo
Today · 4.125%
HK$99,289
baseline
▲ 0.50% · 4.625%
HK$104,522
+HK$5,233/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,578/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$812,986 · Scale 2, in force from 26 Feb 2026)