LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,042
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,506
−HK$1,486/mo
Today · 4.125%
HK$49,992
baseline
▲ 0.50% · 4.625%
HK$53,034
+HK$3,042/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$99,984/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,334
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,738
−HK$1,424/mo
Today · 4.125%
HK$55,162
baseline
▲ 0.50% · 4.625%
HK$58,069
+HK$2,907/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,324/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,451
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,207
−HK$1,784/mo
Today · 4.125%
HK$59,991
baseline
▲ 0.50% · 4.625%
HK$63,641
+HK$3,650/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,982/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,801
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,485
−HK$1,709/mo
Today · 4.125%
HK$66,194
baseline
▲ 0.50% · 4.625%
HK$69,683
+HK$3,489/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,388/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,859
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,908
−HK$2,081/mo
Today · 4.125%
HK$69,989
baseline
▲ 0.50% · 4.625%
HK$74,248
+HK$4,259/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,978/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,268
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,233
−HK$1,993/mo
Today · 4.125%
HK$77,226
baseline
▲ 0.50% · 4.625%
HK$81,297
+HK$4,071/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,452/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,676
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$87,310
−HK$2,676/mo
Today · 4.125%
HK$89,986
baseline
▲ 0.50% · 4.625%
HK$95,462
+HK$5,476/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$179,972/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,201
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,728
−HK$2,563/mo
Today · 4.125%
HK$99,291
baseline
▲ 0.50% · 4.625%
HK$104,525
+HK$5,234/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,582/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,027 · Scale 2, in force from 26 Feb 2026)