LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,043
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,506
−HK$1,487/mo
Today · 4.125%
HK$49,993
baseline
▲ 0.50% · 4.625%
HK$53,035
+HK$3,042/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$99,986/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,335
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,738
−HK$1,424/mo
Today · 4.125%
HK$55,162
baseline
▲ 0.50% · 4.625%
HK$58,070
+HK$2,908/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,324/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,452
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,208
−HK$1,784/mo
Today · 4.125%
HK$59,992
baseline
▲ 0.50% · 4.625%
HK$63,642
+HK$3,650/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,984/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,802
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,486
−HK$1,709/mo
Today · 4.125%
HK$66,195
baseline
▲ 0.50% · 4.625%
HK$69,684
+HK$3,489/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,390/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,860
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,909
−HK$2,081/mo
Today · 4.125%
HK$69,990
baseline
▲ 0.50% · 4.625%
HK$74,249
+HK$4,259/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,980/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,269
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,234
−HK$1,993/mo
Today · 4.125%
HK$77,227
baseline
▲ 0.50% · 4.625%
HK$81,298
+HK$4,071/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,454/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,677
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$87,311
−HK$2,676/mo
Today · 4.125%
HK$89,987
baseline
▲ 0.50% · 4.625%
HK$95,463
+HK$5,476/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$179,974/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,203
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$96,729
−HK$2,563/mo
Today · 4.125%
HK$99,292
baseline
▲ 0.50% · 4.625%
HK$104,526
+HK$5,234/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,584/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,057 · Scale 2, in force from 26 Feb 2026)