LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,044
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,507
−HK$1,487/mo
Today · 4.125%
HK$49,994
baseline
▲ 0.50% · 4.625%
HK$53,036
+HK$3,042/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$99,988/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,336
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,739
−HK$1,424/mo
Today · 4.125%
HK$55,163
baseline
▲ 0.50% · 4.625%
HK$58,071
+HK$2,908/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,326/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,452
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,208
−HK$1,784/mo
Today · 4.125%
HK$59,992
baseline
▲ 0.50% · 4.625%
HK$63,643
+HK$3,651/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,984/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,803
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,487
−HK$1,709/mo
Today · 4.125%
HK$66,196
baseline
▲ 0.50% · 4.625%
HK$69,685
+HK$3,489/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,392/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,861
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,910
−HK$2,081/mo
Today · 4.125%
HK$69,991
baseline
▲ 0.50% · 4.625%
HK$74,250
+HK$4,259/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,982/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,270
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,235
−HK$1,993/mo
Today · 4.125%
HK$77,228
baseline
▲ 0.50% · 4.625%
HK$81,299
+HK$4,071/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,456/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,679
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$87,313
−HK$2,676/mo
Today · 4.125%
HK$89,989
baseline
▲ 0.50% · 4.625%
HK$95,464
+HK$5,475/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$179,978/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,204
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,731
−HK$2,563/mo
Today · 4.125%
HK$99,294
baseline
▲ 0.50% · 4.625%
HK$104,528
+HK$5,234/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,588/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,086 · Scale 2, in force from 26 Feb 2026)