LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,045
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,509
−HK$1,487/mo
Today · 4.125%
HK$49,996
baseline
▲ 0.50% · 4.625%
HK$53,038
+HK$3,042/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$99,992/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,338
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,741
−HK$1,424/mo
Today · 4.125%
HK$55,165
baseline
▲ 0.50% · 4.625%
HK$58,073
+HK$2,908/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,330/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,455
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,211
−HK$1,784/mo
Today · 4.125%
HK$59,995
baseline
▲ 0.50% · 4.625%
HK$63,645
+HK$3,650/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,990/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,805
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,490
−HK$1,708/mo
Today · 4.125%
HK$66,198
baseline
▲ 0.50% · 4.625%
HK$69,688
+HK$3,490/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,396/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,864
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,912
−HK$2,082/mo
Today · 4.125%
HK$69,994
baseline
▲ 0.50% · 4.625%
HK$74,253
+HK$4,259/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,988/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,273
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,238
−HK$1,993/mo
Today · 4.125%
HK$77,231
baseline
▲ 0.50% · 4.625%
HK$81,302
+HK$4,071/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,462/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,682
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$87,316
−HK$2,676/mo
Today · 4.125%
HK$89,992
baseline
▲ 0.50% · 4.625%
HK$95,468
+HK$5,476/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$179,984/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,208
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$96,734
−HK$2,563/mo
Today · 4.125%
HK$99,297
baseline
▲ 0.50% · 4.625%
HK$104,532
+HK$5,235/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,594/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,166 · Scale 2, in force from 26 Feb 2026)