LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,046
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,509
−HK$1,487/mo
Today · 4.125%
HK$49,996
baseline
▲ 0.50% · 4.625%
HK$53,038
+HK$3,042/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$99,992/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,338
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,742
−HK$1,424/mo
Today · 4.125%
HK$55,166
baseline
▲ 0.50% · 4.625%
HK$58,073
+HK$2,907/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,332/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,455
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,211
−HK$1,784/mo
Today · 4.125%
HK$59,995
baseline
▲ 0.50% · 4.625%
HK$63,646
+HK$3,651/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,990/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,805
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,490
−HK$1,709/mo
Today · 4.125%
HK$66,199
baseline
▲ 0.50% · 4.625%
HK$69,688
+HK$3,489/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,398/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,864
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,913
−HK$2,081/mo
Today · 4.125%
HK$69,994
baseline
▲ 0.50% · 4.625%
HK$74,253
+HK$4,259/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,988/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,273
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,238
−HK$1,994/mo
Today · 4.125%
HK$77,232
baseline
▲ 0.50% · 4.625%
HK$81,303
+HK$4,071/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,464/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,682
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$87,316
−HK$2,677/mo
Today · 4.125%
HK$89,993
baseline
▲ 0.50% · 4.625%
HK$95,468
+HK$5,475/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$179,986/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,208
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,735
−HK$2,563/mo
Today · 4.125%
HK$99,298
baseline
▲ 0.50% · 4.625%
HK$104,532
+HK$5,234/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,596/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,177 · Scale 2, in force from 26 Feb 2026)