LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,046
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,510
−HK$1,487/mo
Today · 4.125%
HK$49,997
baseline
▲ 0.50% · 4.625%
HK$53,039
+HK$3,042/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$99,994/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,339
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,742
−HK$1,424/mo
Today · 4.125%
HK$55,166
baseline
▲ 0.50% · 4.625%
HK$58,074
+HK$2,908/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,332/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,456
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,212
−HK$1,784/mo
Today · 4.125%
HK$59,996
baseline
▲ 0.50% · 4.625%
HK$63,646
+HK$3,650/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,992/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,806
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,491
−HK$1,708/mo
Today · 4.125%
HK$66,199
baseline
▲ 0.50% · 4.625%
HK$69,689
+HK$3,490/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,398/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,865
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,914
−HK$2,081/mo
Today · 4.125%
HK$69,995
baseline
▲ 0.50% · 4.625%
HK$74,254
+HK$4,259/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,990/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,274
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,239
−HK$1,994/mo
Today · 4.125%
HK$77,233
baseline
▲ 0.50% · 4.625%
HK$81,304
+HK$4,071/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,466/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,683
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$87,317
−HK$2,677/mo
Today · 4.125%
HK$89,994
baseline
▲ 0.50% · 4.625%
HK$95,470
+HK$5,476/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$179,988/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,209
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,736
−HK$2,563/mo
Today · 4.125%
HK$99,299
baseline
▲ 0.50% · 4.625%
HK$104,533
+HK$5,234/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,598/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,202 · Scale 2, in force from 26 Feb 2026)