LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,047
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,511
−HK$1,486/mo
Today · 4.125%
HK$49,997
baseline
▲ 0.50% · 4.625%
HK$53,040
+HK$3,043/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$99,994/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,340
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,743
−HK$1,424/mo
Today · 4.125%
HK$55,167
baseline
▲ 0.50% · 4.625%
HK$58,075
+HK$2,908/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,334/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,457
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,213
−HK$1,784/mo
Today · 4.125%
HK$59,997
baseline
▲ 0.50% · 4.625%
HK$63,648
+HK$3,651/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,994/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,807
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,492
−HK$1,709/mo
Today · 4.125%
HK$66,201
baseline
▲ 0.50% · 4.625%
HK$69,690
+HK$3,489/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,402/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,866
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,915
−HK$2,081/mo
Today · 4.125%
HK$69,996
baseline
▲ 0.50% · 4.625%
HK$74,256
+HK$4,260/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,992/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,275
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,241
−HK$1,993/mo
Today · 4.125%
HK$77,234
baseline
▲ 0.50% · 4.625%
HK$81,305
+HK$4,071/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,468/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,685
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$87,319
−HK$2,676/mo
Today · 4.125%
HK$89,995
baseline
▲ 0.50% · 4.625%
HK$95,471
+HK$5,476/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$179,990/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,211
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,738
−HK$2,563/mo
Today · 4.125%
HK$99,301
baseline
▲ 0.50% · 4.625%
HK$104,535
+HK$5,234/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,602/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,242 · Scale 2, in force from 26 Feb 2026)