LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,049
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,513
−HK$1,486/mo
Today · 4.125%
HK$49,999
baseline
▲ 0.50% · 4.625%
HK$53,042
+HK$3,043/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$99,998/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,342
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,745
−HK$1,425/mo
Today · 4.125%
HK$55,170
baseline
▲ 0.50% · 4.625%
HK$58,078
+HK$2,908/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,340/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,459
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,215
−HK$1,784/mo
Today · 4.125%
HK$59,999
baseline
▲ 0.50% · 4.625%
HK$63,650
+HK$3,651/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$119,998/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,810
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,495
−HK$1,708/mo
Today · 4.125%
HK$66,203
baseline
▲ 0.50% · 4.625%
HK$69,693
+HK$3,490/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,406/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,869
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,918
−HK$2,081/mo
Today · 4.125%
HK$69,999
baseline
▲ 0.50% · 4.625%
HK$74,259
+HK$4,260/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$139,998/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,278
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,244
−HK$1,993/mo
Today · 4.125%
HK$77,237
baseline
▲ 0.50% · 4.625%
HK$81,309
+HK$4,072/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,474/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,688
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$87,323
−HK$2,676/mo
Today · 4.125%
HK$89,999
baseline
▲ 0.50% · 4.625%
HK$95,475
+HK$5,476/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$179,998/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,215
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,742
−HK$2,563/mo
Today · 4.125%
HK$99,305
baseline
▲ 0.50% · 4.625%
HK$104,540
+HK$5,235/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,610/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,325 · Scale 2, in force from 26 Feb 2026)