LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,049
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,513
−HK$1,487/mo
Today · 4.125%
HK$50,000
baseline
▲ 0.50% · 4.625%
HK$53,042
+HK$3,042/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,000/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,342
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,746
−HK$1,424/mo
Today · 4.125%
HK$55,170
baseline
▲ 0.50% · 4.625%
HK$58,078
+HK$2,908/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,340/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,459
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,215
−HK$1,785/mo
Today · 4.125%
HK$60,000
baseline
▲ 0.50% · 4.625%
HK$63,651
+HK$3,651/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$120,000/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,810
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,495
−HK$1,709/mo
Today · 4.125%
HK$66,204
baseline
▲ 0.50% · 4.625%
HK$69,694
+HK$3,490/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,408/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,869
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$67,918
−HK$2,082/mo
Today · 4.125%
HK$70,000
baseline
▲ 0.50% · 4.625%
HK$74,259
+HK$4,259/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$140,000/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,279
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,244
−HK$1,994/mo
Today · 4.125%
HK$77,238
baseline
▲ 0.50% · 4.625%
HK$81,309
+HK$4,071/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,476/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,689
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$87,323
−HK$2,677/mo
Today · 4.125%
HK$90,000
baseline
▲ 0.50% · 4.625%
HK$95,476
+HK$5,476/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$180,000/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,216
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,742
−HK$2,564/mo
Today · 4.125%
HK$99,306
baseline
▲ 0.50% · 4.625%
HK$104,540
+HK$5,234/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,612/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,338 · Scale 2, in force from 26 Feb 2026)