LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,051
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,514
−HK$1,487/mo
Today · 4.125%
HK$50,001
baseline
▲ 0.50% · 4.625%
HK$53,043
+HK$3,042/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,002/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,343
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,747
−HK$1,424/mo
Today · 4.125%
HK$55,171
baseline
▲ 0.50% · 4.625%
HK$58,079
+HK$2,908/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,342/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,461
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,217
−HK$1,784/mo
Today · 4.125%
HK$60,001
baseline
▲ 0.50% · 4.625%
HK$63,652
+HK$3,651/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$120,002/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,812
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,496
−HK$1,709/mo
Today · 4.125%
HK$66,205
baseline
▲ 0.50% · 4.625%
HK$69,695
+HK$3,490/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,410/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,871
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,920
−HK$2,081/mo
Today · 4.125%
HK$70,001
baseline
▲ 0.50% · 4.625%
HK$74,261
+HK$4,260/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$140,002/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,281
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,246
−HK$1,994/mo
Today · 4.125%
HK$77,240
baseline
▲ 0.50% · 4.625%
HK$81,311
+HK$4,071/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,480/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,691
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$87,325
−HK$2,677/mo
Today · 4.125%
HK$90,002
baseline
▲ 0.50% · 4.625%
HK$95,478
+HK$5,476/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$180,004/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,218
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,745
−HK$2,563/mo
Today · 4.125%
HK$99,308
baseline
▲ 0.50% · 4.625%
HK$104,543
+HK$5,235/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,616/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,388 · Scale 2, in force from 26 Feb 2026)