LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,052
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,515
−HK$1,487/mo
Today · 4.125%
HK$50,002
baseline
▲ 0.50% · 4.625%
HK$53,045
+HK$3,043/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,004/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,344
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,748
−HK$1,424/mo
Today · 4.125%
HK$55,172
baseline
▲ 0.50% · 4.625%
HK$58,081
+HK$2,909/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,344/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,462
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,218
−HK$1,785/mo
Today · 4.125%
HK$60,003
baseline
▲ 0.50% · 4.625%
HK$63,654
+HK$3,651/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$120,006/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,813
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,498
−HK$1,709/mo
Today · 4.125%
HK$66,207
baseline
▲ 0.50% · 4.625%
HK$69,697
+HK$3,490/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,414/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,872
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$67,921
−HK$2,082/mo
Today · 4.125%
HK$70,003
baseline
▲ 0.50% · 4.625%
HK$74,262
+HK$4,259/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$140,006/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,282
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,248
−HK$1,993/mo
Today · 4.125%
HK$77,241
baseline
▲ 0.50% · 4.625%
HK$81,313
+HK$4,072/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,482/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,693
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$87,327
−HK$2,677/mo
Today · 4.125%
HK$90,004
baseline
▲ 0.50% · 4.625%
HK$95,480
+HK$5,476/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$180,008/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,220
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,747
−HK$2,563/mo
Today · 4.125%
HK$99,310
baseline
▲ 0.50% · 4.625%
HK$104,545
+HK$5,235/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,620/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,434 · Scale 2, in force from 26 Feb 2026)