LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,053
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,517
−HK$1,487/mo
Today · 4.125%
HK$50,004
baseline
▲ 0.50% · 4.625%
HK$53,047
+HK$3,043/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,008/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,346
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,750
−HK$1,425/mo
Today · 4.125%
HK$55,175
baseline
▲ 0.50% · 4.625%
HK$58,083
+HK$2,908/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,350/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,464
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,220
−HK$1,785/mo
Today · 4.125%
HK$60,005
baseline
▲ 0.50% · 4.625%
HK$63,656
+HK$3,651/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$120,010/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,816
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,500
−HK$1,709/mo
Today · 4.125%
HK$66,209
baseline
▲ 0.50% · 4.625%
HK$69,699
+HK$3,490/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,418/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,875
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$67,924
−HK$2,082/mo
Today · 4.125%
HK$70,006
baseline
▲ 0.50% · 4.625%
HK$74,265
+HK$4,259/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$140,012/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,285
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,250
−HK$1,994/mo
Today · 4.125%
HK$77,244
baseline
▲ 0.50% · 4.625%
HK$81,316
+HK$4,072/mo
Deposit HK$6.19M · loan HK$14.44M · min. income ≈ HK$154,488/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,696
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$87,331
−HK$2,676/mo
Today · 4.125%
HK$90,007
baseline
▲ 0.50% · 4.625%
HK$95,484
+HK$5,477/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$180,014/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,224
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,751
−HK$2,563/mo
Today · 4.125%
HK$99,314
baseline
▲ 0.50% · 4.625%
HK$104,549
+HK$5,235/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,628/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,514 · Scale 2, in force from 26 Feb 2026)