LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,057
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,520
−HK$1,488/mo
Today · 4.125%
HK$50,008
baseline
▲ 0.50% · 4.625%
HK$53,050
+HK$3,042/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,016/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,350
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,754
−HK$1,424/mo
Today · 4.125%
HK$55,178
baseline
▲ 0.50% · 4.625%
HK$58,087
+HK$2,909/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,356/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,468
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,225
−HK$1,784/mo
Today · 4.125%
HK$60,009
baseline
▲ 0.50% · 4.625%
HK$63,660
+HK$3,651/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$120,018/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,820
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,505
−HK$1,709/mo
Today · 4.125%
HK$66,214
baseline
▲ 0.50% · 4.625%
HK$69,704
+HK$3,490/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,428/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,879
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,929
−HK$2,082/mo
Today · 4.125%
HK$70,011
baseline
▲ 0.50% · 4.625%
HK$74,271
+HK$4,260/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,022/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,290
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$75,256
−HK$1,994/mo
Today · 4.125%
HK$77,250
baseline
▲ 0.50% · 4.625%
HK$81,322
+HK$4,072/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,500/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,702
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$87,337
−HK$2,677/mo
Today · 4.125%
HK$90,014
baseline
▲ 0.50% · 4.625%
HK$95,491
+HK$5,477/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$180,028/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,230
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$96,757
−HK$2,564/mo
Today · 4.125%
HK$99,321
baseline
▲ 0.50% · 4.625%
HK$104,556
+HK$5,235/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,642/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,658 · Scale 2, in force from 26 Feb 2026)