LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,059
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,522
−HK$1,488/mo
Today · 4.125%
HK$50,010
baseline
▲ 0.50% · 4.625%
HK$53,052
+HK$3,042/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,020/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,352
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,756
−HK$1,425/mo
Today · 4.125%
HK$55,181
baseline
▲ 0.50% · 4.625%
HK$58,089
+HK$2,908/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,362/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,470
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,227
−HK$1,784/mo
Today · 4.125%
HK$60,011
baseline
▲ 0.50% · 4.625%
HK$63,663
+HK$3,652/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$120,022/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,823
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,507
−HK$1,710/mo
Today · 4.125%
HK$66,217
baseline
▲ 0.50% · 4.625%
HK$69,707
+HK$3,490/mo
Deposit HK$8.25M · loan HK$12.38M · min. income ≈ HK$132,434/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,882
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$67,931
−HK$2,082/mo
Today · 4.125%
HK$70,013
baseline
▲ 0.50% · 4.625%
HK$74,273
+HK$4,260/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,026/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,293
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$75,259
−HK$1,994/mo
Today · 4.125%
HK$77,253
baseline
▲ 0.50% · 4.625%
HK$81,325
+HK$4,072/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,506/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$813,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,705
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$87,340
−HK$2,677/mo
Today · 4.125%
HK$90,017
baseline
▲ 0.50% · 4.625%
HK$95,494
+HK$5,477/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$180,034/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,234
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$96,761
−HK$2,564/mo
Today · 4.125%
HK$99,325
baseline
▲ 0.50% · 4.625%
HK$104,561
+HK$5,236/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,650/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,739 · Scale 2, in force from 26 Feb 2026)