LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,061
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,525
−HK$1,487/mo
Today · 4.125%
HK$50,012
baseline
▲ 0.50% · 4.625%
HK$53,055
+HK$3,043/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,024/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,355
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,759
−HK$1,424/mo
Today · 4.125%
HK$55,183
baseline
▲ 0.50% · 4.625%
HK$58,092
+HK$2,909/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,366/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,473
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,230
−HK$1,785/mo
Today · 4.125%
HK$60,015
baseline
▲ 0.50% · 4.625%
HK$63,666
+HK$3,651/mo
Deposit HK$8.26M · loan HK$12.38M · min. income ≈ HK$120,030/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,826
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,511
−HK$1,709/mo
Today · 4.125%
HK$66,220
baseline
▲ 0.50% · 4.625%
HK$69,711
+HK$3,491/mo
Deposit HK$8.26M · loan HK$12.38M · min. income ≈ HK$132,440/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,885
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,935
−HK$2,082/mo
Today · 4.125%
HK$70,017
baseline
▲ 0.50% · 4.625%
HK$74,277
+HK$4,260/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,034/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$813,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,297
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$75,263
−HK$1,994/mo
Today · 4.125%
HK$77,257
baseline
▲ 0.50% · 4.625%
HK$81,329
+HK$4,072/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,514/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$813,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,710
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$87,345
−HK$2,677/mo
Today · 4.125%
HK$90,022
baseline
▲ 0.50% · 4.625%
HK$95,499
+HK$5,477/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$180,044/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,239
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$96,766
−HK$2,564/mo
Today · 4.125%
HK$99,330
baseline
▲ 0.50% · 4.625%
HK$104,566
+HK$5,236/mo
Deposit HK$2.06M · loan HK$18.57M · min. income ≈ HK$198,660/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,848 · Scale 2, in force from 26 Feb 2026)