LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,063
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,527
−HK$1,487/mo
Today · 4.125%
HK$50,014
baseline
▲ 0.50% · 4.625%
HK$53,058
+HK$3,044/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,028/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,357
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,761
−HK$1,425/mo
Today · 4.125%
HK$55,186
baseline
▲ 0.50% · 4.625%
HK$58,095
+HK$2,909/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,372/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,476
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,232
−HK$1,785/mo
Today · 4.125%
HK$60,017
baseline
▲ 0.50% · 4.625%
HK$63,669
+HK$3,652/mo
Deposit HK$8.26M · loan HK$12.38M · min. income ≈ HK$120,034/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,829
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,514
−HK$1,709/mo
Today · 4.125%
HK$66,223
baseline
▲ 0.50% · 4.625%
HK$69,714
+HK$3,491/mo
Deposit HK$8.26M · loan HK$12.38M · min. income ≈ HK$132,446/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,888
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,938
−HK$2,082/mo
Today · 4.125%
HK$70,020
baseline
▲ 0.50% · 4.625%
HK$74,281
+HK$4,261/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,040/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$813,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,300
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$75,266
−HK$1,994/mo
Today · 4.125%
HK$77,260
baseline
▲ 0.50% · 4.625%
HK$81,333
+HK$4,073/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,520/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$813,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,713
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$87,349
−HK$2,677/mo
Today · 4.125%
HK$90,026
baseline
▲ 0.50% · 4.625%
HK$95,504
+HK$5,478/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$180,052/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,243
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$96,770
−HK$2,565/mo
Today · 4.125%
HK$99,335
baseline
▲ 0.50% · 4.625%
HK$104,571
+HK$5,236/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$198,670/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,937 · Scale 2, in force from 26 Feb 2026)