LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,064
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,528
−HK$1,488/mo
Today · 4.125%
HK$50,016
baseline
▲ 0.50% · 4.625%
HK$53,059
+HK$3,043/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,032/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,359
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,763
−HK$1,424/mo
Today · 4.125%
HK$55,187
baseline
▲ 0.50% · 4.625%
HK$58,096
+HK$2,909/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,374/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$813,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,477
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,234
−HK$1,785/mo
Today · 4.125%
HK$60,019
baseline
▲ 0.50% · 4.625%
HK$63,671
+HK$3,652/mo
Deposit HK$8.26M · loan HK$12.38M · min. income ≈ HK$120,038/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,830
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,515
−HK$1,710/mo
Today · 4.125%
HK$66,225
baseline
▲ 0.50% · 4.625%
HK$69,716
+HK$3,491/mo
Deposit HK$8.26M · loan HK$12.38M · min. income ≈ HK$132,450/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$813,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,890
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,940
−HK$2,082/mo
Today · 4.125%
HK$70,022
baseline
▲ 0.50% · 4.625%
HK$74,283
+HK$4,261/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,044/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$813,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,302
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$75,268
−HK$1,994/mo
Today · 4.125%
HK$77,262
baseline
▲ 0.50% · 4.625%
HK$81,335
+HK$4,073/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,524/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$813,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,716
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$87,351
−HK$2,677/mo
Today · 4.125%
HK$90,028
baseline
▲ 0.50% · 4.625%
HK$95,506
+HK$5,478/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$180,056/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,246
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$96,773
−HK$2,564/mo
Today · 4.125%
HK$99,337
baseline
▲ 0.50% · 4.625%
HK$104,574
+HK$5,237/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$198,674/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$813,995 · Scale 2, in force from 26 Feb 2026)