LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,065
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,529
−HK$1,487/mo
Today · 4.125%
HK$50,016
baseline
▲ 0.50% · 4.625%
HK$53,060
+HK$3,044/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,032/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$814,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,359
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,764
−HK$1,424/mo
Today · 4.125%
HK$55,188
baseline
▲ 0.50% · 4.625%
HK$58,097
+HK$2,909/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,376/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$814,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,478
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,235
−HK$1,785/mo
Today · 4.125%
HK$60,020
baseline
▲ 0.50% · 4.625%
HK$63,672
+HK$3,652/mo
Deposit HK$8.26M · loan HK$12.38M · min. income ≈ HK$120,040/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,831
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,516
−HK$1,710/mo
Today · 4.125%
HK$66,226
baseline
▲ 0.50% · 4.625%
HK$69,717
+HK$3,491/mo
Deposit HK$8.26M · loan HK$12.38M · min. income ≈ HK$132,452/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,891
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,941
−HK$2,082/mo
Today · 4.125%
HK$70,023
baseline
▲ 0.50% · 4.625%
HK$74,284
+HK$4,261/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,046/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,303
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$75,269
−HK$1,994/mo
Today · 4.125%
HK$77,263
baseline
▲ 0.50% · 4.625%
HK$81,336
+HK$4,073/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,526/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,717
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$87,352
−HK$2,677/mo
Today · 4.125%
HK$90,029
baseline
▲ 0.50% · 4.625%
HK$95,508
+HK$5,479/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$180,058/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,247
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$96,774
−HK$2,565/mo
Today · 4.125%
HK$99,339
baseline
▲ 0.50% · 4.625%
HK$104,575
+HK$5,236/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$198,678/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,022 · Scale 2, in force from 26 Feb 2026)