LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,066
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,530
−HK$1,487/mo
Today · 4.125%
HK$50,017
baseline
▲ 0.50% · 4.625%
HK$53,061
+HK$3,044/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$100,034/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$814,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,360
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,765
−HK$1,424/mo
Today · 4.125%
HK$55,189
baseline
▲ 0.50% · 4.625%
HK$58,098
+HK$2,909/mo
Deposit HK$10.32M · loan HK$10.32M · min. income ≈ HK$110,378/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$814,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,479
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,236
−HK$1,785/mo
Today · 4.125%
HK$60,021
baseline
▲ 0.50% · 4.625%
HK$63,673
+HK$3,652/mo
Deposit HK$8.26M · loan HK$12.38M · min. income ≈ HK$120,042/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,832
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,518
−HK$1,709/mo
Today · 4.125%
HK$66,227
baseline
▲ 0.50% · 4.625%
HK$69,718
+HK$3,491/mo
Deposit HK$8.26M · loan HK$12.38M · min. income ≈ HK$132,454/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$814,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,892
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$67,942
−HK$2,082/mo
Today · 4.125%
HK$70,024
baseline
▲ 0.50% · 4.625%
HK$74,285
+HK$4,261/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$140,048/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,304
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$75,270
−HK$1,995/mo
Today · 4.125%
HK$77,265
baseline
▲ 0.50% · 4.625%
HK$81,338
+HK$4,073/mo
Deposit HK$6.19M · loan HK$14.45M · min. income ≈ HK$154,530/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$814,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,719
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$87,354
−HK$2,677/mo
Today · 4.125%
HK$90,031
baseline
▲ 0.50% · 4.625%
HK$95,509
+HK$5,478/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$180,062/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,249
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$96,776
−HK$2,565/mo
Today · 4.125%
HK$99,341
baseline
▲ 0.50% · 4.625%
HK$104,577
+HK$5,236/mo
Deposit HK$2.06M · loan HK$18.58M · min. income ≈ HK$198,682/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$814,061 · Scale 2, in force from 26 Feb 2026)